In this week's podcast, I talk about investing your pension at 50.
Turning 50 is a wake-up call for your pension. It's not about panic - it's about planning smart.
Here's what matters most:
Key Points: • At 50, your goals shift — you're closer to retirement, but growth still counts. • Review your pension funds now: what's in equities, bonds, or cash? • Rebalance gradually. • Diversify — global funds, low costs, and no guesswork. • Check old company pensions. Consolidate only if it saves on fees or boosts control. • Understand your tax position — up to 25% tax-free lump sum (max €200k). • Know your retirement routes: ARF for flexibility, annuity for certainty. • Independent financial planning helps avoid big mistakes — and stress!
I hope it helps.